How to control all the expenses from the mobile: the favorite tools of the publishers

0
22
1658589645 1366 2000.webp.webp
1658589645 1366 2000.webp.webp

Laura Sacristán, editor of Xataka Móvil and Xataka Android

lau

In my case, I do not use any app to control expenses beyond the official applications of the banks where I have accounts: ING and CaixaBankNow. Both are quite complete and allow me to add accounts from other banks, set savings goals (piggy banks), check the evolution of my expenses and income, check receipts and card charges, etc. In both cases, the graphs of expenses are very practical to see at a glance what you are spending too much on.

Álvaro García, Xataka Android and Xataka Móvil editor

Alvaro

“I admit to having been very careless with the control of expenses for years. However, a couple of years ago I discovered MoneFy, with a simple and intuitive interface to clearly record all expenses and income. It even allows you to assign recurring expenses to forget about writing them down every time, allows you to create budgets and offers a graphic view of everything to have more visual control.

However, I must say that it ends up being very tedious for me to have to be aware of adding each movement. For this reason, lately the BBVA app, which is my bank, gets me out of the trouble of having to write down everything. It is not the best at it, but it tends to categorize each expense and income very well to see everything in a summarized way. That is why I think it is commendable how both BBVA and other banks are striving to improve the functionalities to be a complete finance app without having to resort to external tools or write down each movement manually.”

Amparo Babiloni, director of Xataka Móvil and Xataka Android

Me

Since we are in the holiday season, I am going to recommend an app that is great if you go on a trip. It’s called Tricount and it’s perfect for controlling expenses among several people. I started using it on a trip a couple of years ago and currently I also use it on a daily basis to share household expenses with my partner.

The operation is very simple, you just have to create a Tricount, give it a name and add the participants. Then, you just have to add the expenses carefully to put who has paid each thing and the app will tell us who owes money to whom. It is available for Android and iPhone.

Iván Ramirez, Xataka Android and Xataka Móvil editor

Ivan

“I only use one app to manage expenses, Money Lover. The name is a bit stale but it’s a very complete and customizable application that you can take advantage of almost completely without paying anything. I bought the Premium account years ago and despite the fact that nowadays what they take are monthly subscriptions, I still keep all its advantages with that single payment.

Money Lover is an app to record all transactions and see at the end of the month where your money has gone. What I like about Money Lover is that I can configure the categories to my liking and that it is intuitive enough that something that is so enormously boring as recording all the expenses and income that you have on a day-to-day basis is not hell. “

José Alberto Lizana, editor of Genbeta

José

“For me Tricount is an essential finance application to be able to share the many expenses that are generated in a group of friends or as a couple. The clearest example can be when a trip is made, in which payments must be divided and in the end different conflicts can be created. In this application, you would simply have to enter the price of the hotel, the car or the picnic and share it with all the members.

But what is really interesting is that when entering the expense you can choose who has paid it. In the end, this is vital to know who is going to have to pay whom in order to settle accounts. The representation is quite clear with a bar graph where all the participants are. In green will appear those friends who have paid more and in red who must pay other people. The ultimate goal is for all of these bars to settle to zero, finally being at peace.”

Miguel López, editor of Applesfera

miguel lopez

“I’ve been testing various personal finance apps for years, and I didn’t like being tied to their prices, their privacy policies, and their limitations. So in the end I have made my own spreadsheets using Numbers, which I can access from any of my devices.

Basically I have a very simple sheet where I write my daily expenses classified by essential or leisure, and then I have a larger spreadsheet where I write my monthly and annual finances. For me it is the best way to keep my money at bay.”

Ricardo Aguilar, Xataka editor

Richard

“The app I use to control expenses is Bobby, a subscription tracker. Basically, I order from highest to lowest all the expenses I have (rent, supplies, food, sports, etc.), and it offers me a final sum of the expenses I have at the end of the month. This way I know how much I have left to save, how much I have left for leisure and how much, yes or yes, I have to reserve for fixed expenses.

I’m not very keen on measuring each expense exactly, I’ve already tried it with apps like Spendee and, in my opinion, it’s more stressful than beneficial to live calculating every penny you spend.”

Yúbal Fernández, editor of Xataka

Jubal

“Honestly, I do not use any specific application, and I do not control my expenses too much. I simply use one of the advantages that my bank offers me, since I am a user of ING Direct. This company, at least when I created my account, creates two different ones for you, and your card is linked to one of them.

Therefore, what I do is move a certain amount of money every month to what we could call the savings account, and I leave the rest in the expense account. And more or less like this I control myself to never spend more than I should, and still be able to save a certain amount of money every month.”